Credit Calculator
Take control of your car finance. Find the perfect payment plan and make smart choices with Radiant Tread’s Credit Calculator.
Get Your EstimateHow Our Credit Calculator Works
- Enter your desired car price, deposit, and loan term
- Adjust interest rates to match your bank offer or compare options
- View real-time estimates on monthly cost and total credit outlay
Data Required:
- Vehicle price
- Initial deposit
- Loan term (months/years)
- Expected annual percentage rate (APR)
Tip: Exploring different terms can reveal big savings—try adjusting your deposit and term for the smartest outcome!
Key Calculator Features
Transparent Estimates
See clear, breakdowns of your monthly payments—no surprises or small print.
Side-by-Side Comparisons
Instantly compare finance offers to choose what’s best for your budget.
Privacy First
Your finance data stays private and protected. Radiant Tread never shares your information.
Frequently Asked Questions
Does checking my finance impact my credit score?
No. Using our calculator is a soft check for your own assessment—no record is made and your credit is unaffected.
Will I receive personalised offers?
The calculator provides guidance and estimates. For specific offers, contact us for a free, no-obligation consultation.
How can I reduce my overall loan cost?
Try increasing your deposit or shortening your loan term—our tips panel will help you model the best outcomes!